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First Worldwide Female Motorsports Fan Social Membership, Shopping, Charity and News Network.
Track Chic, Inc. ® announces the first worldwide social membership, shopping, charity, and news network for female motorsports fans. Responding to 50+ million women that fuel the motorsport industry, Track Chic® enables members to interact locally and internationally, to learn through Savvy Chic RSS feeds race updates, showcase women involved in the industry, shop for pure skin care products, fashions and accessories designed by women for women in the online boutique, and support their favorite charities.
SellQuickForCash.com Launches New Web Site for Arizona Homeowners Facing Foreclosure
SellQuickForCash.com announced today the launch of their new website designed to educate homeowners on their situation, provide real solutions, and give access to a team of specialists capable of solving complicated housing problems.
A Men?s Guide to Shopping for Ladies Nightwear
With Valentine's Day fast approaching, many men turn their thoughts to giving gifts of romantic ladies nightwear. In general, nightwear is sized on a much less complicated system than other forms of lingerie, making it an excellent choice for men who are unsure of the ladies' buying process. However, there are so many options on the market that you may be confused about your choices. Here is a men's guide to ladies nightwear.
Online Website Shopping Carts
When you shop online, you have to use website shopping carts to keep track of what you are buying, and to finalize the sale.
Stop Foreclosure--Save Your House and Your Credit
Millions of homes in America are threatened by Foreclosure. Attorney Merle Horwitz and Realtor William Dorich show people how to save both their home and their credit. "Defeat Foreclosure" is an easy to understand guide that can help anyone nationwide navigate the foreclosure maze and/or stop foreclosure completely. For more information go to: http://www.defeatforeclosure.org.
Berman Travel to Add Barcelo Resorts to their Travel Web Sites and Start an Extensive Internet Marketing Campaign Effective Immediately
Berman Travel continues expansion as one of the nation's top online agencies.
Are You Single and Looking? Dating Agency Elena's Models Releases 'Dating Russian Women' New Year Specials Bonanza
Russian marriage agency Elena's Models released 'Dating Russian Women' New Year specials offering extended memberships and discounts. For the first time, the dating agency uses a new model where discounts are only available during the checkout for users who already selected some product or service.
Blogger's Review of Online Grocery Shopping Rewarded by BlogKits Review
'Jenn', a Blogger from South Carolina wins the first weekly $100 award from BlogKits Review for her review of Peapod.com's online grocery shopping and delivery service. Recently launched, BlogKits Review helps bloggers to earn revenue from their blogging efforts and offers companies a way to build credibility.
Foreclosure Site Awaits News of Possible Ordinance in the Coachella Valley
New Foreclosures Online, an online resource for foreclosed homes, is taking interest in a new ordinance in the Coachella Valley which will affect the market for their industry in that area.
Eichler Homes Real Estate Expert named Preferred Service Provider for San Francisco and Marin County
Eichler Network names Renee Adelmann preferred real estate agent for mid-century modern Eichler Home sales in both San Francisco & Marin, California.
There Is More Than One Way To Skin?A Real Estate Deal With Seller Flexibility In Selling Property
Jack and Mary were desperate. Mary received a big promotion in another state and Jack was looking for a new job in the same city. It was just too good to pass up. Mary was a rising star in the health care industry and with the huge pay boost and promotion it was a job she had dreamed of ever since leaving graduate school armed with her MBA. Jack was a natural born salesperson and could work anywhere selling just about anything. He liked high tech sales in the high ticket electronics field and was close to catching on with a company in the same city as Mary?s new job. One problem, they had a large house to sell in a very slow and slumping real estate market.
Alaska Inside Passage Resorts Finds Gold with Eight New Premier Destinations
Alaska's Inside Passage Resorts has recently added 8 more premium destinations to its list of exciting Alaska adventure and vacation packages. With a total of 24 destinations, this company is poised to become the leader in wilderness vacation and adventure packages.
Think4 Launch Informed Technology Shopping Website
Think4.com launches an innovative shopping portal supplying over 15,000 of the latest computer equipment, audio visual and technology products.
Sheldon Good & Company Extends Real Estate Auction of Club Casa Mina, an Exclusive Private Residence Club in Santa Barbara, California, Until 29th
Baseball, barbeques, and the luxury vacation home of your dreams. Deeded Fractional ownership shares at Club Casa Mina, an exclusive private residence club in Santa Barbara California, will be auctioned by sealed bid through Sheldon Good & Company on June 29th.
Using Social Media For Your Real Estate Business
If you are interested in using social media for your real estate business then you should try it You will find there are many benefits to this type of marketing
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Real Estate Investing and the SEC
While speaking all over the nation, meeting thousands of real estate investors the past couple of years and getting asked these same SEC questions, I realized that there is a lot of confusion concerning SEC regulations Vs private lending.
The confusion seems to arise because of the following: 1) Each state establishes their own regulations and exemptions. Therefore there are different guidelines depending on where you live. 2) If you cross state lines with your private lending, i.e. houses in one state and lenders in another, the Federal SEC regulations come into play. 3) There are a lot of half truths floating around and when people hear these, they get confused and possibly fearful.
To be better equipped to answer everyone's questions, I decided to hire an attorney to do some research. Since each state is able to establish their own regulations, I decided to have the attorney start his research with the state of Ohio.
Some highlights while working with my attorney: 1) As long as my properties and lenders are in Ohio, just the state regulations apply. If I have lenders and/or houses in different states, then the Federal SEC regulations apply. 2) I need to give a disclosure statement to potential lenders. 3) Can't pool lender money, but I can if I file the proper paperwork. 4) Can't use the word 'guarantee' in my advertising. 5) You can't advertise at all with having a registered security.
As a side note, some of you are under the impression that the SEC is out to cause you problems. The SEC is not the bad guy; they are looking for the bad guys. They want legitimate business owners to prosper. They are very willing to help you if you just ask. They just want you to comply with their regulations.
So what is a security?
The term "security" is broadly defined to mean "any certificate or instrument, or any oral, written, or electronic agreement, understanding, or opportunity, that represents title to or interest in, or is secured by any lien or charge upon the capital, assets, profits, property or credit of any person or of any public or governmental body, subdivision, or agency."
That's the language used on the website of the Ohio Division of Securities. This definition includes such common items as shares of stock, warrants and options, promissory notes, membership interests in limited liability companies, bonds and debentures. Limited partnership interests are considered to be securities, while general partnership interests are generally not considered to be securities. The statutory definition additionally includes the term "investment contract," which has been construed by court decisions to include numerous investment opportunities and business opportunities, which at first glance may not appear to fit within the definition of "security."
Does that mean private lending may be considered securities?
When you are borrowing money from private lenders, you are offering them a security. You're making an IOU to them by borrowing their money and promising to pay them a fixed interest rate over a certain time period or when the sale of a property is concluded.
When a company sells shares or stock, it's giving the purchaser of the securities an ownership interest. Shareholders make their money when they get dividends on their investment or when they sell their stock. Private lenders are lending you funds, and they make their money by receiving the interest rate you've promised them.
All states allow securities to be offered to lenders when they are either registered or offered under a proper exemption . Securities laws do define debt as a type of security. This means that your business has the same kind of opportunities as businesses that sell shares of their company to the public. It also means that securities laws and regulations apply to the business.
Alan Cowgill is a national speaker, author, and real estate entrepreneur. Alan had bought or sold over 200 investment properties. His step-by-step system "Private Lending Made Easy" teaches Real Estate investors and mortgage brokers how to find private lenders. Contact Alan at 937-390-0816 or 866-831-3540. For a FREE audio CD go to http://www.PrivateLendingMadeEasy.com
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